Be prepared when a potential employer asks:
“Can we check your credit?”

FACT:
Potential employers are allowed to check your credit and work history.
The Fair Credit Reporting Act (FCRA) allows potential employers to check credit scores and work history before offering you a job or a promotion. It's important to check your report to verify that all the information is correct and up to date.

FACT:
It's estimated that over 50% of all employers do credit checks.
This astonishing statistic was reported by StarTribune.com, on January 11, 2010, in the article: Credit Scores Can Affect Job Prospects."

FACT:
You never know which credit bureau a potential employer may check.
Your 3 Credit Scores from TransUnion, Equifax and Experian can vary from bureau to bureau.
Don't wait for any surprises, monitor all 3 credit bureaus and check your credit score so you're guaranteed to see what your employer see.

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Quick Tip: Did you know that monitoring your credit and viewing your free scores has no negative effect on your credit scores or credit rating? This means that you could even check your credit every day and your credit worthiness would remain the same regardless. In fact it could help your credit - if for instance you found errors in your credit (many people's credit contains errors that are easily fixed), you could find and remove those errors which could potentially raise your credit score. 

Another example would be if you spotted signs of identity theft while checking your credit (this is a common way to spot possible identity theft), and were able to stop the thief in their tracks before too much damage was done to your credit. Start guarding your identity and credit today - get your Free Credit Scores and Monitoring Now! 

It's very important to regularly, and consistently monitor your credit information and credit score to safeguard your interests, and improve credit standing. When applying for a mortgage or credit card, the prospective creditors first step is to request your credit history, and credit score. If you’re looking for a new job, potential employers routinely check an applicants credit to help determine stability, responsibility, and credibility. When purchasing insurance, underwriters will check your credit. Taking advantage of this free credit monitoring and score offer is an ideal way to keep close track of your credit.

Lenders and credit card companies know your credit score and what's contained within credit information. Don't you think it's time for you to discover what lenders and credit bureaus already know about you? 

Did you know that you can personally check your own credit information and credit score as often as you want during the year and it has no negative affect on your credit score? See who else has been checking your credit...